ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE (AD&D)
Activate your $1,000.00 of no-cost
coverage in just a few steps
First, select your state of residence:
This plan may not be available to residents of all states.
Quick. Easy. Guaranteed.
You can help prepare for the unexpected with $1,000.001 bank-paid AD&D Insurance underwritten by Zurich American Insurance Company.
It's yours just for being a customer. Plus, you can add up to $300,000.001 coverage at group rates.
Plan Features
I greatly appreciated that the person handling my claim was very professional, but also compassionate to my situation. -ZAN S.
Benefits for you and the ones you love
24/7 protection in your car, home, while traveling — anywhere you are.
Cash benefits paid to you or your beneficiary, to spend any way you choose.
Pays in addition to any other insurance you may have.
You can't be turned down for up to $300,000.00 additional coverage for you and your family.
Insurance Disclosure:
This is an offering for insurance. It is not a deposit, not FDIC insured, not guaranteed by the bank and not insured by any federal government agency.
1All coverage is reduced by 50% at age 70 and older, regardless of age at enrollment. This plan may not be available to residents of all states.
Franklin Madison Group LLC is the Plan Administrator.
For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC.
Underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373 (NAIC # 16535). This insurance provides limited benefits. Please refer to the Benefits Summary for terms and conditions, including exclusions and limitations.
Questions?
Are there other ways to enroll?
How much additional coverage may I choose?
Can I get insurance for my spouse and family, too?
Do I have to take a medical exam or answer a lot of health questions?
Who provides this insurance?
Are there any additional benefits?
What is a "Common Carrier"?
What coverage is provided by this insurance?
Who is covered under the Family Plan?
Is there an age cutoff?
Does this policy have a cash value?
What if I have other insurance?
Who can I name as my beneficiary?
Are on-the-job accidents covered?
Who is Franklin Madison Group LLC? Who is fmservice?
How will I be billed for my coverage?
What day does the premium come out of my account?
How do I file a claim?
How long does it take to process my claim?
Why do you need my hospital records to process a claim?
What if I can't get an accident report?
Insurance is underwritten by Zurich American Insurance Company.
Zurich North America is one of the largest providers of insurance solutions and services to businesses and individuals. Our customers represent industries ranging from agriculture to technology. Zurich North America is part of Zurich Insurance Group (Zurich), a leading multi-line insurer serving people and businesses in more than 200 countries and territories. Founded 150 years ago, Zurich is transforming insurance. In addition to providing insurance protection, Zurich is increasingly offering prevention services such as those that promote wellbeing and enhance climate resilience.
Franklin Madison is the Plan Administrator for this insurance.
Franklin Madison proudly partners with leading financial insitutions and organizations across the country, including yours. FMService.com was created to deliver the service, support and resources you need to get the most out of your insurance. Simply register and log in for secure online access to your account anytime.