*If you are not happy with the Hospital Accident Insurance for any reason, and you have not submitted a claim that has been paid, or will be paid, simply contact us within the first 60 days of enrollment for a complete refund of your premium and the coverage will be canceled back to its effective date.
1In most states, confinement benefits reduce by 50% at age 65, and reduce to 25% at age 75 (except in MN). Outpatient Emergency Room benefits do not reduce due to age. This plan may not be available to residents of all states. Please see the Summary of Benefits below for exclusions, limitations, and terms of coverage. This offer is null and void if United States trade or economic sanctions prohibit us from offering or providing insurance. Insurance is underwritten by Federal Insurance Company, a Chubb company.
Chubb is the marketing name used to refer to the subsidiaries of Chubb Limited providing insurance and related services. Insurance provided by Federal Insurance Company. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb, P.O. Box 1600, Whitehouse Station, NJ 08889-1600.
For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Federal Insurance Company.
This offer is made available to you as a valued member of PenFed.
Every penny is paid in addition to other insurance you may have.
These lump-sum claims checks are payable directly to you.
Easy to get. Easy to keep.
You Can't Be Turned Down Due to Age or Health
No Medical Exam Required
No Health Questions


Please tell us where you live:
This plan may not be available to residents of all states.

Insurance is underwritten by Federal Insurance Company, a Chubb company.
Chubb is a global insurance leader - the world's largest publicly traded property and casualty insurer, with operations in 54 countries, exceptional financial strength, and a broad range of personal insurance products. Chubb combines the precision of craftsmanship with decades of experience to conceive, craft and deliver the very best insurance coverage and service to individuals and families.
All of those products and services are backed by Chubb's exceptional financial strength. They are the world's largest publicly traded P&C company with total assets of $154 billion, and net loss reserves, which are used to pay claims, of $47 billion. So when you are insured by Chubb, you're insured with confidence.